State Housing Initiatives Partnership (SHIP) Program – Owner-Occupied Rehabilitation Program

How it works

Okaloosa County’s SHIP Owner-Occupied Rehabilitation Program helps eligible homeowners make repairs to their owner-occupied homes. The county says the program is designed to assist income-eligible homeowners with necessary repairs to address health hazards, safety concerns, and code violations. Accessibility improvements for persons with disabilities are also eligible.

The county’s page states that, beginning July 1, 2025, it began accepting applications for the SHIP Purchase Assistance and Owner-Occupied Rehabilitation programs.

How to apply

If you think you qualify, the county says to review the program summary and eligibility requirements, complete the SHIP application, and gather the required supporting documentation. Once your packet is complete, you may submit it by email, mail, or in person to Okaloosa County Housing.

Official contact

• Email: Housing@myokaloosa.com
• Mail: Attn: Housing, 1250 Eglin Pkwy, Shalimar, FL 32579

What the source does and does not say

The official page confirms the rehabilitation program exists and is open, but it does not provide a dollar cap in the excerpt available here. It also does not list the specific repair categories on the main page excerpt beyond the general categories of health, safety, code, and accessibility work.