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SHIP - Affordable Housing Program

Nassau County SHIP Division with Accenture assistance · County program

Owner-occupied rehab: up to $125,000 as a 10-year deferred loan; page also mentions down payment/closing cost assistance without stating an amount

Nassau County’s SHIP program offers assistance for down payment/closing costs and owner-occupied home rehabilitation to help very low-, low-, and moderate-income homeowners. The rehabilitation strategy can provide up to $125,000 as a 10-year deferred loan.

Last verified: August 31, 2026

Program details

How it works

Nassau County’s State Housing Initiative Partnership (SHIP) program is administered by the Florida Housing Finance Corporation and locally coordinated by the county’s SHIP Division. The county says it uses SHIP funds to create partnerships that produce and preserve affordable home ownership, and Nassau County has selected Accenture to help carry out the program.

What the money covers

The page says the SHIP Program provides two kinds of homeowner assistance: down payment/closing cost assistance and owner-occupied home rehabilitation. The program overview ties the rehab work to preserving affordable housing and meeting local housing needs.

Amounts and structure

The official page does not state a dollar amount for the down payment/closing cost assistance on this page. For owner-occupied rehabilitation, the county’s rehab strategy states assistance is structured as a 10-year deferred loan of up to $125,000.

How it works over time

The Local Housing Assistance Plan (LHAP) is the county’s policy framework for the program. The page says LHAPs are effective for up to 3 years, and Nassau County is currently working with LHAP years 2021-2023 and 2024-2027.

How to apply

The page directs applicants to complete the SHIP application and provide required documentation. It also provides links for program details, including the Application for all Strategies, Emergency Repair Strategy, Owner Occupied Rehab Strategy, Purchase Assistance Strategy, and annual reports.

Timing and deadlines

The page does not provide an application deadline. It does say applicants must not have received SHIP assistance within the past 10 years.

Contact information

For program questions, the page lists Cameron Farris at Accenture, phone (850) 681-3717, at 96135 Nassau Pl. Suite 2, Yulee, FL 32097.

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