Putnam County SHIP Program – Housing Rehabilitation

How it works

Putnam County’s State Housing Initiative Partnership (SHIP) program is a county-administered housing assistance program. The official application says the program provides housing rehabilitation services to existing owner-occupied homes, along with demo/replacement and down payment assistance for other eligible households.

What the money covers

The application describes housing rehabilitation as one of the program’s assistance types, but it does not list a line-item scope of work in the pages reviewed. The local housing plan shows a maximum SHIP award of $50,000 for Housing Rehabilitation.

Amounts and matching

The county’s 2024-2027 SHIP housing delivery goals show a maximum award of $50,000 for Housing Rehabilitation. The same plan also shows project delivery costs may be charged against the applicant’s assistance total and must not exceed the lesser of $2,300 or 5% per approved and assisted applicant/project/household.

How to apply

The county says applications are handled through the SHIP Department at the Putnam County Government Complex in Palatka, or through the SHIP housing consultant. The 2026 notice says applications are picked up or mailed beginning the opening date and must be submitted during the stated application window or until funds are expended.

Timing and deadlines

The 2026 notice of funding availability says the application period runs for 60 days, from 2026-04-09 through 2026-06-08, or until all funds are expended. Funding is limited and available on a first complete, first served basis; special-needs applicants and very-low-income households receive highest priority.