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Purchase Assistance

City of Fort Lauderdale Community Services Department · City program

Deferred payment loan; no dollar cap stated on the page

The City of Fort Lauderdale offers eligible first-time homebuyers a deferred payment loan for down payment, closing costs, and/or principal reduction when buying eligible housing within the city limits. The page does not state a dollar cap.

Last verified: August 2, 2026
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Program details

How it works

The City of Fort Lauderdale says this program assists eligible first-time home buyers with a deferred payment loan to help with the purchase of eligible housing within the city limits.

What the money covers

The loan may be applied toward:

  • Down payment
  • Closing costs
  • Principal reduction

Eligible housing

The page says the housing must be within the City limits and may include:

  • Single family homes
  • Townhouses
  • Condominiums
  • Villas

How to apply

Applications may be obtained from nonprofit agencies named on the page:

  • Housing Foundation of America
  • Oasis of HOPE CDC
  • Debt Management Credit Counseling (DMCC)

The page lists phone numbers and addresses for those agencies.

Timing and deadlines

The page excerpt does not state a deadline or funding cap for this program.

Full eligibility details

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