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Orange County Housing Rehabilitation Program

Orange County, Florida · County program

0% interest deferred second mortgage; term up to 10 years; no fixed dollar cap stated

Orange County, Florida offers a housing rehabilitation program that helps eligible very low-income homeowners pay for essential repairs to life-safety, health, and code problems. Assistance is provided as a 0% interest deferred second mortgage, up to 10 years depending on the amount of assistance.

Last verified: September 12, 2026

Program details

How it works

The Housing Rehabilitation Program helps eligible homeowners address life, safety, health, and code-related issues through essential home repairs. The county says assistance is provided as a 0% interest deferred second mortgage that can extend up to 10 years, with the term based on the amount of assistance.

What the money covers

The page lists the following eligible repair categories under How We Can Help:

  • Accessibility improvements
  • Roofing
  • Septic
  • HVAC
  • Electrical
  • Plumbing

The page also notes that window replacement may be covered when the home’s needs are being reviewed. A question about pressure washing was answered with “not a covered service,” while interior and exterior painting may be included in certain cases if the work is necessary as part of an eligible repair or rehabilitation activity rather than purely cosmetic.

Amounts and matching

No fixed dollar cap is stated on the page. The page says the amount of assistance is subject to qualified repairs.

How to apply

The page includes an Apply today link to the Neighborly software portal. Contact information for the Housing and Community Development Division is also provided:

  • 525 East South Street, Orlando, Florida 32801-2891
  • Email: housing@ocfl.net
  • Phone: (407) 836-5150

Timing and deadlines

The page does not list a closing date or deadline. It was last updated on 2026-07-01.

Additional notes

The page is for Orange County, Florida and is not a Texas program.

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