Homeowner Rehabilitation/Reconstruction Program

How it works

The Homeowner Rehabilitation/Reconstruction Program is intended to meet the housing rehabilitation needs of income-eligible households and preserve affordable housing in Seminole County. The program provides funding as an interest-free, deferred payment loan to qualified homeowners who need more extensive repairs than the Minor Home Repair Program can provide.

What the money covers

The county says the money is for needed repairs and/or alterations to improve the homeowner’s health, safety, and well-being, and to contribute to the structural integrity and preservation of the owner-occupied home.

If a structure has deteriorated to the point that it is unsafe and no longer habitable, and rehabilitation would not bring it up to property standards, the existing home may be demolished and a new home constructed.

Amounts and matching

The official page does not list a loan cap, a matching requirement, or any repayment terms beyond the loan being interest-free and deferred payment.

Timing and deadlines

The page states that the Rehabilitation and Reconstruction program is now closed.

Additional notes

The page says this program is for homeowners needing more extensive repairs than the Minor Home Repair Program. The program is aimed at preserving affordable housing in the county.