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Home Repair/Resiliency Program

City of Tallahassee, Neighborhood Services · City program

Up to $25,000 forgivable zero-interest loan; forgiven after 7 years of continued occupancy.

The City offers up to $25,000 in a forgivable, zero-interest loan to low-income homeowners for health and safety repairs, exterior code violations, and certain resiliency work. The loan is forgiven if the homeowner stays in the home for 7 years after repairs are complete.

Last verified: August 17, 2026
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Program details

How it works

The Home Repair/Resiliency Program is intended to improve living conditions of low-income homeowners by removing health and safety hazards and correcting exterior code violations. The city provides up to $25,000 as a forgivable loan.

What the money covers

Typical repairs include plumbing repairs; structural repairs to the roof, ceiling, walls, floors, and stairs where hazards exist; roof repair or replacement; heat repair or installation; electrical repairs where hazards exist; exterior painting; rafter, soffit, and fascia repair; windows and screens; railings and stairs; landings and porches; yard clearing and debris removal when done in conjunction with repairs; removal of hazardous trees; and elevating at-risk hot water heaters and HVAC units in flood-prone areas.

Amounts and forgiveness

The loan is zero interest and requires no monthly payments. If the homeowner continues to occupy the home for a minimum of 7 years after repairs are complete, the loan amount is forgiven.

How to apply

Applications are received on a rolling basis as funds are available. The page says to apply online through the City’s application portal.

Important note

The page says the application portal is currently closed for the City’s Owner Occupied Repair, Rehabilitation, and Reconstruction Programs and will remain closed until further notice.

Full eligibility details

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