Grants directory
Florida Homeownership Loan Program (FL HLP) Second Mortgage
Florida Housing Finance Corporation · State program
Up to $10,000 as a second mortgage.
This state down payment assistance program may help eligible homebuyers purchasing in Jackson County with up to $10,000 as a second mortgage. The page says it is a 3% fully amortizing second mortgage over a 15-year term.
Program details
How it works
Jackson County’s housing page lists the Florida Homeownership Loan Program (FL HLP) Second Mortgage as a down payment assistance option for borrowers purchasing in the county. The program is presented as a state-level SHIP-related homeownership tool administered through Florida Housing Finance Corporation.
What the money covers
The page says borrowers may use the assistance for down payment assistance (DPA). It is offered as a second mortgage.
Amounts and repayment
The page states the FL HLP Second Mortgage offers up to $10,000. It is described as a 3% fully amortizing second mortgage with a 15-year term. The page also says the loan carries a monthly payment, and that the remaining unpaid principal balance is deferred except in the event of sale, transfer of deed, satisfaction of the first mortgage, refinancing of the property, or when the borrower stops occupying the property as a primary residence; at that time, the loan becomes payable in full.
How to apply
The county page does not provide a separate application link for FL HLP on this page, but it identifies the program as available to borrowers selected for purchase in the county.
Timing and deadlines
No fixed deadline is listed on the page.
Full eligibility details
Create a free account to see full eligibility, get matched to your address, and get application help.
Create accountGet matched to programs for your exact address
Create a free Cindera account to see full eligibility details, get programs matched to your exact address, and get grant application help.
Create account