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Emergency Home Repair Assistance

Sumter County Housing Services · County program

Up to $15,000 as a zero-interest loan

Sumter County offers up to $15,000 in zero-interest loan assistance for emergency repairs to owner-occupied, site-built homes. The loan can cover urgent repair work needed to keep the home habitable, and it is first-qualified, first-served until funds run out.

Last verified: September 1, 2026

Program details

How it works

Sumter County Housing Services provides emergency home repair assistance to homeowners whose owner-occupied, site-built house needs urgent repairs. The application cycle is open until all funds are expended, and assistance is awarded on a first-qualified, first-served basis.

What the money covers

Repairs and related costs listed on the page include:

  • Septic system repair or replacement
  • Roof replacement
  • Well repair or replacement, including necessary wiring and/or plumbing
  • HVAC system repair or replacement, including installation of a new heating unit if the homeowner does not have an existing system
  • All costs associated with connecting an eligible residence to a municipality public water and sewer main
  • Installation of ramps and handicap accessible bathrooms that require immediate attention and make the residence more accessible to persons who have special needs

Amounts and repayment

  • Maximum award: $15,000
  • Assistance is a zero percent interest loan
  • The loan is secured by a recorded mortgage and promissory note
  • Monthly payments are required
  • The county states the loan will be awarded for the amount required to complete the project and allow the homeowner to qualify, so the full maximum will not always be awarded

How to apply

Applications can be picked up at the Sumter County Housing Services office in Bushnell:

  • 404 E Anderson Avenue, Bushnell, FL 33513

For more information or to schedule an appointment, call Housing Services at 1-352-689-4400.

Timing and deadlines

  • Application cycle: open until all funds are expended
  • Assistance is available only after a completed application is submitted and eligibility is determined

Full eligibility details

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