Demolition and Reconstruction Program

How it works

Jackson County says the demolition and reconstruction strategy is part of its SHIP housing program and is intended to replace existing uninhabitable or dilapidated structures for homeowners who do not have alternative housing or financial resources to resolve the situation. Apalachee Regional Planning Council manages individual assistance for the county.

What the money covers

The page describes the program as replacing the existing structure rather than funding repairs. It is aimed at homes that are beyond rehabilitation.

Amounts and repayment

The page does not state a dollar amount for demolition and reconstruction on this page. It does say SHIP funds can be secured with a five- or ten-year recorded zero-interest deferred-payment mortgage loan, and monthly payments are not required. Repayment is due in full if the home is sold, title transfers, or the homeowner refinances to access equity and no longer resides in the home.

How to apply

The county directs applicants to the Neighborly portal for SHIP applications and says to contact the SHIP Program office for more information.

Timing and deadlines

The page does not list a fixed deadline. It says application acceptance is based on funding available.