Clay County SHIP Owner-Occupied Housing Rehabilitation

How it works

Clay County’s State Housing Initiatives Partnership (SHIP) program uses state housing funds to support local housing assistance. One of the listed assistance options is Owner-Occupied Housing Rehabilitation. The county says applications are reviewed and approved on a first-qualified, first-served basis, subject to funding availability.

What the money covers

The county’s annual action plan says the Home Repair program may pay for repairs to homes of qualified applicants when dwellings need repairs. Covered items include:

• roofing
• electrical
• plumbing
• heating/air conditioning
• accessibility modifications
• health/sanitary problems, including minor septic system repair
• safety code violations
• lead paint remediation
• interior/exterior damage or deterioration to the structure, including flood damage
• termite treatment
• removal of trees

It also says failing septic systems and old wells can be replaced by paying for connection fees, abandoning private wells, and closing septic tanks, along with other related plumbing costs.

Amounts and matching

The annual action plan states awards are available up to $35,000.

How to apply

The county page does not spell out the application steps in the text available here, but it does identify the program as a county housing assistance program and provides the SHIP office as the contact point.

Timing and deadlines

The county’s annual action plan lists a target date of 2025-09-30 for the rehabilitation project described in that plan. The SHIP page says assistance is subject to funding availability.