Delaware Mandatory Notice of Wind, Hail, or Hurricane Deductibles

How it works

Delaware law requires all insurers licensed to write residential property insurance in the state to provide clear and prominent notice to policyholders about deductibles for losses caused by wind, hail, or hurricanes.

The statute also requires the notice to explain the deductible with an example, such as how a percentage deductible works on a house insured for a specific amount.

What it covers

This is a disclosure requirement, not a retrofit program. It helps homeowners understand the out-of-pocket cost of wind-, hail-, and hurricane-related claims.

Amounts and matching

No incentive amount is provided because this is not a grant or rebate.

Timing

The statute is in force now and applies to residential property insurance policies written in Delaware.

Important note

Because the law is a notice requirement, homeowners do not apply for it. It is included here because you asked for state-mandated insurance-related programs.