Owner-Occupied Emergency Repair Program / Owner-Occupied Housing Rehabilitation (State Housing Trust Fund)

How it works

Cochise County’s Owner-Occupied Emergency Repair Program is a grant program for emergency home repairs. The official application materials say the program helps homeowners in Cochise County address conditions that pose a serious threat to the household’s health, safety, welfare, or immediate livability of the home.

What the money covers

The county’s program materials say emergency repairs are limited to issues affecting habitability, including lack of running water, electricity, heating/cooling, or water leaks. The county’s broader housing rehab guidelines also say emergency/minor repairs may include roof repair, floor repair, windows and door replacements, and wall and ceiling repairs.

Amounts and matching

The guidelines state the Emergency/Minor Home Repair portion is limited to $15,000. The materials say the repairs are completed using grant funds, with no lien placed on the property and no repayment required.

How it applies to homeowners

The county says the repair must be the specific emergency being addressed, and the assistance amount is limited to what is required to fix that emergency. The guidelines also note that if additional structural or unforeseen problems push the work beyond the $15,000 limit, additional funds in the form of a forgivable loan may be sought under the Moderate Rehabilitation Program.

Timing and process

The guidelines say units are generally handled on a first qualified, first served basis, but a home may be moved up if it is in greater life-safety need. The materials also say only one grant may be awarded to a homeowner under the CDBG-funded Emergency/Minor Home Repair program within a five-year period.