Citywide III Homeowner Rehab Program

How it works

The City of Mobile’s Community & Housing Development department runs a homeowner rehabilitation loan program for income-eligible city homeowners. The program description says it is a forgivable loan and that it helps homeowners make repairs that make the home safer and healthier.

What the money covers

The official program description lists these example repairs:

• Roof repair or replacement
• Old, damaged windows
• Gutters
• Lead-based paint removal
• Plumbing problems
• Replace rotten wood and boards
• Electrical repairs

These are the concrete repair categories stated in the source. The document is framed as a general home-rehab program rather than a disaster-specific wind or hurricane program, but many of the listed repairs are relevant to home hardening.

Amounts and matching

A City of Mobile presentation on financial empowerment states the Housing Rehab Program provides a grant of up to $10,000 for home repair for qualified homeowners. The loan/program description itself also identifies the program as a forgivable loan, but the public PDF provided here does not state additional matching requirements.

How to apply

The official PDF is a program description, not a full application walkthrough. It does not spell out the application steps on the page reviewed.

Timing and deadlines

No open/close dates are stated in the source reviewed.

Notes for homeowners

This program is city-based, not countywide, and it is aimed at income-eligible City of Mobile homeowners. The source does not provide a current funding-status statement on the PDF itself, so the status is marked unknown.